NLC Mortgage is a wholesale lender that works exclusively through approved mortgage brokers — delivering competitive loan programs, fast turn times, and a transparent, technology-driven closing process.
We provide wholesale residential and investment-property mortgage financing to brokers across our approved lending markets. We are a wholesale lender only — we do not provide mortgage consulting, debt-reduction, credit-repair, or loan-modification services.
DSCR and rental-focused programs designed for real-estate investors, qualified on property cash flow rather than personal income.
Clear guidelines, responsive underwriting, and broker-branded term sheets that help you win and close more deals.
A digital portal for pricing, document collection, and e-signature keeps every file moving and every party informed.
A straightforward path from pricing to close, all in one place.
Brokers run scenarios and receive competitive pricing through our wholesale portal.
Upload borrower documents and the third-party reports needed to underwrite the loan.
Our team reviews the file, issues conditions, and works with the broker to clear them.
Final documents are signed electronically and the loan funds.
The only charges we collect online are the pass-through costs of third-party reports ordered during loan processing. We do not charge application, advisory, or consulting fees.
NLC Mortgage uses a secure payment processor (Stripe) to collect fees for third-party report orders placed during loan processing. These reports are required to evaluate and underwrite a loan file, and may include:
Charges reflect the actual cost of the report(s) ordered for a specific loan file. The amount and what it covers are shown before the order is placed. Card payments are processed securely by Stripe; NLC Mortgage does not store full card numbers. See our Terms of Service for refund and cancellation details.
Questions about a loan, a payment, or becoming an approved broker partner? Our team is here to help.
info@nlcmortgage.com